Trusted by 500+ credit repair companies

Theplatform
thatscales
creditrepair.

Manage clients, automate disputes, track scores across all three bureaus, and grow your business — all from one platform.

MJ
SC
DW
JM

4.9/5 from 500+ reviews

Active Clients

1,247

+12%

Disputes Filed

3,891

+24%

Items Removed

2,156

+18%

SM

Sarah M.

EX

In Progress

647 → 712

JK

James K.

TU

Completed

580 → 695

ML

Maria L.

EQ

Pending

612 → ...

Removals

+847

Revenue

$47.2K

Platform Showcase

Everything you need.Nothing you don't.

Client Management

1,247 Active
MJ

Marcus Johnson

78%

647 → 742

Active
SW

Sarah Williams

92%

580 → 695

Active
DC

David Chen

65%

612 → 688

Review
JL

Jennifer Lee

85%

555 → 670

Active

Features

Built for operatorswho demand more.

Every feature is designed to help you process more disputes, retain more clients, and grow revenue faster.

AI Dispute Engine

Generating: FCRA §611 dispute letter for Capital One collections account. Violation: failure to verify within 30 days.

Identify FCRA violations
Generate legal letter
3
Auto-file to bureau

Success Rate

94%

Letters/Day

250+

AI Dispute Engine

Generate legally-compliant dispute letters in seconds with AI that learns from millions of successful removals.

3-Bureau TrackingReal-time
742

Equifax

+95 pts
718

Experian

+82 pts
695

TransUnion

+73 pts

3-Bureau Tracking

Monitor credit scores from Equifax, Experian, and TransUnion with real-time updates and change alerts.

Client PortalWhite-label
JD

John Davis

Active Client

Score

712

Disputes

8

Removed

6

Documents
Messages
Progress

Client Portal

White-label portal where clients track their progress, upload documents, and communicate with your team.

Document Vault
📄

Credit Report - EQ

PDF · Today

📝

Dispute Letter #47

DOCX · Yesterday

🪪

ID Verification

JPG · Mar 1

🏠

Proof of Address

PDF · Feb 28

Document Vault

Secure storage for credit reports, dispute letters, IDs, and proof of address — all encrypted at rest.

Automations40+ hrs saved

Follow-up after 30 days

1,247 runs

Auto-file Round 2 disputes

892 runs

Welcome email sequence

3,104 runs

Score change notification

567 runs

Automations

Automate follow-ups, status updates, dispute filing, and client communications to save 40+ hours per week.

Revenue Analytics+34% MoM

MRR

$127.4K

Active Subs

1,247

ARPU

$102

Churn

2.1%

Revenue Analytics

Track monthly recurring revenue, client lifetime value, churn rate, and team performance in real time.

CROA Compliance
Right to cancel disclosure
Fee timing compliance
Written contract provided
!
Performance guarantee review

3/4 checks passed — review needed

CROA Compliant

Built-in compliance guardrails ensure every dispute letter and client communication meets CROA requirements.

Team Chat3 online
SK
Sarah K.2m ago

Just filed 12 disputes for the Johnson account

MR
Mike R.15m ago

Capital One responded — item removed!

LT
Lisa T.1h ago

New client onboarded — assigned to your queue

Team Collaboration

Internal messaging, task assignment, and activity feeds keep your entire team aligned and productive.

API & IntegrationsREST API

GET /api/v1/clients

Authorization: Bearer ••••••

200 OK · 12ms

Stripe

Twilio

SendGrid

API & Integrations

Connect with credit monitoring services, payment processors, and CRMs through our REST API.

How It Works

Four steps totransform your business.

01

Onboard Clients

Import clients or let them self-register through your branded portal. All data syncs automatically.

02

Pull Credit Reports

Connect to all three bureaus and pull reports with one click. AI identifies every disputable item.

03

Generate & File Disputes

AI generates legally-compliant dispute letters. File directly to bureaus or print for mailing.

04

Track & Scale

Monitor results, track scores, manage your team, and grow revenue — all from one dashboard.

0+

Credit Repair Companies

0.00M+

Disputes Filed

0%

Average Success Rate

0K+

Items Removed

Integrated With & Certified By

Equifax
Experian
TransUnion
FICO
CROA
SOC 2

Pricing

Simple, transparentpricing.

No hidden fees. No long-term contracts. Cancel anytime.

Starter

For solo practitioners launching their credit repair business.

$149/month
  • Up to 50 active clients
  • 3 team members
  • Dispute letter generation
  • Basic dashboard analytics
  • Client portal access
  • Email support (48hr response)
  • Document vault
  • Activity logging
Most Popular

Professional

For growing firms ready to scale operations and revenue.

$299/month
  • Up to 250 active clients
  • 10 team members
  • AI-powered dispute engine
  • Advanced analytics & reporting
  • White-label client portal
  • Priority support (4hr response)
  • Credit monitoring integration
  • Task management & automations
  • Team messaging & collaboration
  • Revenue tracking & invoicing

Business

For established firms managing high-volume operations.

$499/month
  • Up to 1,000 active clients
  • Unlimited team members
  • AI credit score analyzer
  • Smart dispute recommendations
  • Client journey tracking
  • Dedicated account manager
  • Custom report branding
  • API access & integrations
  • Multi-location management
  • Compliance & audit suite
  • Advanced role permissions
  • Bulk dispute filing

Enterprise

For large-scale operations with custom requirements.

Custom
  • Unlimited clients
  • Unlimited everything
  • Custom integrations & API
  • Dedicated engineering support
  • SLA guarantee (99.99% uptime)
  • Custom onboarding & training
  • White-glove data migration
  • Custom compliance workflows
  • Priority feature development
  • Executive business reviews
  • Multi-brand management
  • On-premise deployment option

Testimonials

Trusted by the
industry's best.

650% client growth

"Credence transformed our operation. We went from 200 to 1,500 clients in 8 months without adding a single team member. The automation is unreal."

MJ

Marcus Johnson

CEO, CreditFix Pro

94% success rate

"The dispute engine alone saved us 40 hours per week. Our success rate went from 67% to 94% after switching to Credence."

SC

Sarah Chen

Founder, CleanSlate Credit

3x ROI in 90 days

"We evaluated every platform on the market. Credence is the only one built for serious operators. The ROI was immediate."

DW

David Williams

COO, National Credit Solutions

35% better retention

"The client portal changed everything. Our clients feel informed and engaged. Retention improved by 35% in the first quarter."

JM

Jennifer Martinez

Director, Premier Credit Repair

12 tools replaced

"From invoicing to dispute tracking to compliance — everything just works. We finally have one system instead of twelve."

RK

Robert Kim

VP Operations, CreditFirst

800 clients migrated

"The onboarding was seamless. We migrated 800 clients in a weekend. The support team is world-class."

AF

Amanda Foster

Owner, FreshStart Credit

40% more removals

"The AI dispute recommendations alone are worth 10x the subscription. It identified patterns we missed for years. Our removal rate jumped 40%."

MT

Michael Torres

Founder, CreditPro Solutions

6x dispute volume

"We process over 3,000 disputes per month now. Before Credence, we could barely handle 500. The bulk filing feature is a game-changer."

LW

Lisa Washington

CEO, Restore Credit Group

200% revenue growth

"Revenue tracking and automated invoicing eliminated our billing headaches. We collect faster and lose less. Our monthly revenue grew 200%."

JP

James Patterson

COO, Elite Credit Services

FAQ

Common questions.

Ready to scale?

Join 500+ credit repair companies that trust Credence to run their business. Get started today and transform your operations.